Personal Insurance
Your most important asset is your health.
It is only when our ability to provide for our family, whether it is living expenses, goals or making sure the mortgage is paid, gets compromised that insurance is relied upon to plug the financial gap.
At Planwise, we are experts at claim time. We personally take care of your claim so that you can focus on what’s important for you.
Life Insurance
Just as you insure your home, car, and possessions, it’s also wise to insure your life. Your earning power and ability to support your family are valuable assets worth protecting. Life Insurance ensures that if you’re no longer able to provide for your family due to death or a disabling illness, their financial well-being remains secure.
Permanent Disability Insurance
Permanent Disability Insurance provides benefits if you become unable to continue working in your occupation due to illness or injury, and are unlikely to ever return to that profession.
Trauma/Critical Conditions Insurance
Trauma or Critical Conditions Insurance provides you with a payment if you are diagnosed with a serious illness or injury. This helps alleviate financial strain, allowing you to focus on your recovery without worrying about the need to work.
Income Protection
Income Protection Insurance is essential for safeguarding your earnings and offering financial stability in cases of illness or extended injury.
Mortgage Repayment and Rental Cover
Mortgage Repayment and Rental Cover Insurance offer financial support by providing monthly payments to cover your mortgage or rent in the event that you are unable to work due to illness or injury.
Specific Injury Cover
Accidents can occur unexpectedly, resulting in being unable to work or needing to take time off. The Specific Injury Cover Insurance helps mitigate the financial impact, providing support during challenging times.
Health Insurance
Health Insurance enables prompt access to medical care with a substantial portion, or even all, of your medical expenses being covered, ensuring you get the care you need without the additional financial strain.
Cancer Cover
Cancer Cover Insurance offers specialised health insurance designed to cover expenses related to cancer diagnosis, treatment, and recovery.
Premium Waiver
A Premium Waiver is a policy feature that ensures your premiums are covered by the insurer if you are unable to work due to injury or illness.
“Being the support when people need it most through the challenges in life – when the chips are down that’s where you will find me. I am passionate about people – most importantly, my clients. I have a passion for youth – the future of life – they need support and help to navigate this complicated journey of life”
Bruce Cortesi
Registered Financial Advisor | Director