Business Insurance

Your business is a vital part of your life, your livelihood and that of your staff, suppliers and creditors.

Your business is the backbone of funding your lifestyle and that of your employees. In some cases, you are the business. That means your health and ability to work in your business is critical to maintaining your business reputation, revenue and service delivery to clients and customers.

Is your business at risk of falling over if you do? Business Insurance plugs the financial shortfall and ensures your business can continue while you recover.

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Business Life

Business Life Insurance is designed to provide financial support if you or a key person in your company faces a terminal injury or illness. This payment can help keep your business running smoothly, even in the most challenging circumstances.

Business Permanent Disability

Business Permanent Disability Insurance provides essential financial support if you, as the business owner, or a key employee, are unable to work due to illness or injury. This policy ensures your business receives coverage during periods of absence, helping to maintain operations and cover ongoing expenses.

Business Trauma

Business Trauma Cover helps cover medical expenses and other costs, ensuring that your business remains financially supported and operational while you recover.

Business Replacement Revenue

Business Replacement Revenue Insurance provides your business with financial support if you or a key employee is unable to work due to illness or injury. This financial support helps to replace the lost revenue generated by the absent employee, ensuring your business operations continue smoothly.

Key Person Cover

The loss, serious illness, or injury of a key individual, such as a director or shareholder, can be devastating for a business. Key Person Cover helps mitigate the financial impact, ensuring the stability and continuity of your business's operations during challenging times.

Business Expenses Cover

As a sole trader, small business owner, or business partner, you understand the significant investment of money, time, and effort required to run your business. If illness or injury prevents you from working, our Business Expenses Cover provides payments to help maintain your operations during your recovery.

Rural Cover

Agricultural work involving machinery, livestock, and personnel carries distinct risks. The Rural Cover Insurance option ensures that if an unforeseen event occurs, your operations can financially resume.

Startup Business Cover

For startup businesses that depend heavily on one individual, insurance cover is essential. This insurance provides financial protection by covering the loss of predicted income due to an illness, or injury during the startup phase when consistent income projections are not yet able to be verified.

Specific Injury Cover

Accidents can occur unexpectedly which can significantly impact your business operations. The Specific Injury Cover Insurance helps reduce the financial strain on your business, ensuring stability and continuity in this time.

“Being the support when people need it most through the challenges in life – when the chips are down that’s where you will find me. I am passionate about people – most importantly, my clients. I have a passion for youth – the future of life – they need support and help to navigate this complicated journey of life.”

Bruce Cortesi

Registered Financial Advisor | Director

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